A balance that is always clear
See what is available and what is on hold for a payment in progress. Switch between AED and a USD view with one tap.
Mobile wallet for the UAE
Your everyday money, in one app.
Monexo is a mobile wallet for people who live and work in the UAE. Add money, keep a balance, pay by QR and send to the people who count on you. Every fee and rate is shown before you confirm.
- AED balance with a USD view
- PIN, biometrics and one-time codes
- Seven languages
Features
Everything your money needs, in one place.
Hold it, top it up, spend it, send it and follow it. Monexo keeps the whole picture on one screen.
Add money your way
Top up by bank transfer using your own payment details. Card top-up is on the way.
Pay and get paid by QR
Scan a Monexo QR code to pay, show yours to get paid, or create a code for an exact amount.
Send to family at home
Move money from your balance to GCash, Maya or a bank account in the Philippines. You see the rate, the fee and what they receive first.
Every movement, one history
Top-ups, payments and transfers sit in one timeline with a live status for anything still in progress.
Ask Monexo
Type or hold to talk. Ask for your balance, today's rate or the status of a payment. The assistant prepares the step and you approve it yourself.
Speaks your language
English, Arabic, Tagalog, Hindi, Urdu, Bahasa Indonesia and Bengali, with full right-to-left support.
Monexo Card Coming soon
A virtual card to spend your balance wherever cards are accepted is on the way.
Feature availability may depend on your location, verification status and partner requirements.
Track
Know where every dirham is.
One history for money in and money out, with a status you can read at a glance.
- Live status. Waiting, processing, completed or action needed.
- Search and filter. Find a payment by name, status or date.
- Notifications. Hear about it the moment something changes.
Clear pricing
No surprises at the last step.
You see the full cost before you agree to anything.
- Fee up front. Shown on the same screen as the amount.
- Live rate. Locked at the moment you confirm.
- Review first. Every payment has a review step before it is approved.
How it works
Up and running in four steps.
- 1
Sign up
Create your account with your UAE mobile number and set a six-digit PIN.
- 2
Verify your identity
Complete a short ID check in the app. Our licensed partners require it for regulated services.
- 3
Add money
Top up your balance and watch it arrive in your wallet.
- 4
Pay, send and track
Use your balance and follow every movement in one history.
Security
Your money moves only when you say so.
Protection is built into every step, from opening the app to approving a payment.
Bound to your phone
Your session is tied to keys kept in your phone's secure storage. A copied login does not work on another device.
PIN and biometrics
Unlock with your face or fingerprint. Payments need your PIN.
One-time codes
Transfers are confirmed with a code sent to your own number.
Verified identities
Account holders complete identity verification before using regulated services.
For partners
Built with licensed partners.
Monexo provides the app and the technology behind it. Regulated financial services are delivered through licensed partners, and customers are verified before money moves.
We are widening the ways customers can add money to their wallet, including cards. If you provide payment or card infrastructure, we would like to talk.
Contact the teamVerified customers
Identity verification is completed in the app before regulated services are used.
A clear flow of funds
A top-up funds the customer's own wallet balance. They use it for QR payments, payments to other Monexo users and transfers to family abroad.
Safeguards by design
Device-bound sessions, step-up approval for payments and duplicate-payment protection on payment requests.
FAQ
Good to know.
Who can use Monexo?
Monexo is built for people living in the UAE. You sign up with a UAE mobile number and complete identity verification in the app.
How do I add money?
By bank transfer today, using the payment details shown in the app. More ways to top up, including cards, are on the way.
What can I do with my balance?
Pay and get paid by QR with other Monexo users, and send money to GCash, Maya or bank accounts in the Philippines. A Monexo Card for everyday spending is coming soon.
What does it cost?
The app is free to download. Any fee and the exchange rate are shown on screen before you confirm a payment.
Is Monexo a bank?
No. Monexo provides technology services and works with licensed partners for regulated financial services.
Which languages does the app support?
English, Arabic, Tagalog, Hindi, Urdu, Bahasa Indonesia and Bengali.
Monexo is coming to iPhone and Android.
One app for your balance, your payments and the people you send to.
Coming soon to theApp Store
Coming soon toGoogle Play
Questions? Write to support@monexo.ai